Terms of Use
Last updated: September 24, 2026
These Terms of Use govern your use of heloc.easyhomeguides.com, cashout.easyhomeguides.com and purchase.easyhomeguides.com, operated by Lead Cactus LLC. By using the Website or submitting any form on it, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Website.
Please read carefully: these Terms contain a mandatory arbitration agreement and a class action waiver (see "Dispute resolution" below). They affect how disputes between you and us are resolved.
Eligibility
You must be at least 18 years old and a legal resident of the United States to use the Website and submit our form. You must be the owner of the property you describe, or authorised to provide information about it, and the information you provide must be truthful and accurate.
We are not a lender
EasyHomeGuides is a marketing service, not a lender, broker, or financial adviser. We do not make credit decisions, do not issue loans or lines of credit, do not set rates or terms, and do not guarantee that any lender will contact you, prequalify you, or approve you. Any figures shown on the Website, including estimated equity or estimated available cash, are illustrative estimates calculated from the information you enter. They are not offers, not approvals, and not a commitment to lend.
What happens when you submit the form
Submitting the form authorises us to transfer your information to marketing partners who may contact you, and authorises contact by telephone, text, and email as described in our Privacy Policy. Any loan you ultimately obtain is a matter solely between you and the lender.
Use of the Website
You agree not to use the Website unlawfully; not to submit information about another person without their authorisation; not to submit false, misleading, or automated submissions; and not to attempt to interfere with, probe, or gain unauthorised access to the Website or its systems.
Intellectual property
The content, design, text, graphics, and marks on the Website are owned by Lead Cactus LLC or its licensors and are protected by applicable law. You may not copy, reproduce, or create derivative works from them without permission.
Third-party links and services
The Website may link to sites and services we do not control. We are not responsible for their content, practices, or privacy policies, and a link does not imply endorsement.
Disclaimer of warranties
The Website and its content are provided “as is” and “as available” without warranties of any kind, whether express or implied, including any warranty of merchantability, fitness for a particular purpose, accuracy, or non-infringement.
Limitation of liability
To the maximum extent permitted by law, Lead Cactus LLC and its officers, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or data, arising from your use of the Website or from any contact or transaction with a marketing partner.
Indemnification
You agree to indemnify and hold harmless Lead Cactus LLC and its affiliates from any claims, liabilities, damages, and expenses arising from your use of the Website or your breach of these Terms.
Changes to these Terms
We may revise these Terms at any time. The date at the top of this page shows the latest revision.
Dispute resolution: mandatory arbitration and class action waiver
Agreement to arbitrate. You and Lead Cactus LLC (including its brands, affiliates, officers, employees, and agents) agree that any dispute, claim, or controversy arising out of or relating to these Terms, the Website, any form you submit, or any communication you receive as a result of submitting a form, including claims under the Telephone Consumer Protection Act, the Fair Credit Reporting Act, or any state consumer protection or telemarketing law, shall be resolved by binding individual arbitration rather than in court, except as stated below.
Rules and forum. Arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules then in effect, available at www.adr.org. The Federal Arbitration Act governs the interpretation and enforcement of this section. Unless you and we agree otherwise, any in-person hearing will take place in the county in Florida where our principal office is located, or by video conference at your election. The arbitrator may award the same relief a court could award to you individually.
Costs. Payment of filing, administration, and arbitrator fees will be governed by the AAA rules. If your claim is for $10,000 or less and you initiate arbitration, we will reimburse your filing fee unless the arbitrator finds your claim frivolous.
Class action waiver. You and we agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person's claims or preside over any form of class or representative proceeding. If this class action waiver is found unenforceable as to a particular claim, then that claim (and only that claim) must be severed from arbitration and brought in court.
Exceptions. Either party may bring an individual claim in small claims court if it qualifies, and either party may seek injunctive relief in court to protect intellectual property rights.
Opt-out. You may opt out of this arbitration agreement by emailing team@drivemp.com within 30 days of first submitting a form on the Website, with the subject line "Arbitration opt-out" and the name, email address, and phone number you submitted. Opting out does not affect any other part of these Terms.
Jury trial waiver. To the extent any dispute proceeds in court rather than arbitration, you and we each waive any right to a jury trial.
Governing law
These Terms are governed by the laws of the State of Florida and, as to arbitration, the Federal Arbitration Act, without regard to conflict-of-laws rules. Subject to the arbitration agreement above, you agree to the exclusive jurisdiction of the state and federal courts located in Florida.
Contact us
Questions about these Terms may be sent to team@drivemp.com.