:root {
  --bg: #ffffff;
  --fg: #374151;
  --navy: #0b3161;
  --muted: #656d76;
  --accent: #b31942;
  --border: #e4e7eb;
  --card: #f9fafb;
  --maxw: 820px;
}

* { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--fg);
  font-family: Inter, Arial, sans-serif;
  line-height: 1.65;
  font-size: 17px;
}

.site-header {
  border-bottom: 1px solid rgb(11 49 97 / 0.08);
  background: #b7d8db;
}

.site-header .wrap,
main,
.site-footer .wrap {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 24px;
}

.site-header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding-top: 18px;
  padding-bottom: 18px;
  flex-wrap: wrap;
}

.brand {
  font-weight: 700;
  font-size: 20px;
  text-decoration: none;
  color: var(--navy);
  letter-spacing: -0.01em;
}

.brand span { color: var(--accent); }

nav.legal-nav {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

nav.legal-nav a {
  color: var(--navy);
  opacity: 0.75;
  text-decoration: none;
  font-size: 15px;
}

nav.legal-nav a:hover,
nav.legal-nav a[aria-current="page"] {
  color: var(--accent);
}

main {
  padding-top: 40px;
  padding-bottom: 64px;
}

h1 {
  color: var(--navy);
  font-size: 34px;
  line-height: 1.2;
  letter-spacing: -0.02em;
  margin: 0 0 8px;
}

.updated {
  color: var(--muted);
  font-size: 15px;
  margin: 0 0 32px;
}

h2 {
  color: var(--navy);
  font-size: 22px;
  margin: 40px 0 12px;
  letter-spacing: -0.01em;
}

h3 { font-size: 18px; margin: 28px 0 8px; }

p, li { color: var(--fg); }

a { color: var(--accent); }

ul { padding-left: 22px; }

li { margin: 6px 0; }

.intro-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 18px 22px;
  margin: 0 0 32px;
}

.intro-card p:last-child { margin-bottom: 0; }

hr {
  border: none;
  border-top: 1px solid var(--border);
  margin: 48px 0;
}

.site-footer {
  border-top: 1px solid var(--border);
  padding: 28px 0;
  color: var(--muted);
  font-size: 14px;
}

.site-footer .wrap {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}

.site-footer a { color: var(--muted); text-decoration: none; }
.site-footer a:hover { color: var(--accent); }

table {
  border-collapse: collapse;
  width: 100%;
  margin: 16px 0;
  font-size: 15px;
}

th, td {
  border: 1px solid var(--border);
  padding: 10px 12px;
  text-align: left;
  vertical-align: top;
}

th { background: var(--card); }

.table-scroll { overflow-x: auto; }

@media (max-width: 640px) {
  body { font-size: 16px; }
  h1 { font-size: 27px; }
  h2 { font-size: 20px; }
}

strong { color: var(--navy); }

/* Draw the eye to the disclosure that matters most on a lead-gen policy. */
.intro-card {
  border-left: 4px solid var(--accent);
}

/* Marketing partners: dense two/three-column list */
.partner-list { columns: 2; column-gap: 2rem; padding-left: 1.25rem; }
.partner-list li { break-inside: avoid; margin: 0 0 .35rem; }
@media (min-width: 900px) { .partner-list { columns: 3; } }
@media (max-width: 560px) { .partner-list { columns: 1; } }